Borrower / recipient

Factory Wallet Service BV works on the basis of NO CURE - NO PAY. In practice, this means that we only charge costs if we can actually do something for you.

Creating a Factory Wallet Service BV file / account for requesting investments is completely free of charge.

Information provision via SMS, e-mail or WhatsApp is completely free of charge.

After approval of your investment application, you will owe publication costs. Publication costs are one-off costs that are charged when your application is approved for publication on the Factory Wallet Service BV website. Of course there will be (marketing) support and guidance by Factory Wallet Service BV during your campaign to attract the attention of the investors.

PUBLICATION FEES

Publication costs are one-off costs that are charged in connection with assessing, discussing and placing your application on our website. These costs will be charged when your application is approved for publication, that Factory Wallet Service BV supports your plans, sees opportunities for them and you have agreed to the conditions of publication.

If your application is unexpectedly rejected, the publication costs will of course not be charged: NO CURE - NO PAY.

Depending on the principal, the following rates apply for publication on our website;

For investments with a principal amount of € 100,000 to € 250,000, the publication costs are € 550

For investments with a principal amount from € 250,000, the publication costs are € 625.

REGISTRATION DURATION

The time of publication on the Factory Wallet Service BV website.

You have the option to open your project for 7 days in a special environment on our website to investors from your own network, the inner crowd publication. It is possible to extend this opening afterwards with a maximum of 7 days.

This is followed by a pre-publication of 48 hours; during this period your project is visible to investors, but it cannot be invested yet.

After the pre-publication deadline, your project will be open for investment for a maximum of 30 days.

SUCCESS FEE

The success fee is charged when your project is successfully funded and completed. This fee is calculated on the investment amount according to the schedule below. Customized rates are negotiable for credit applications from € 250,000 on the basis of a defensive risk profile and additional securities.

If your payment capacity allows it, the success fee can be co-financed. With the exception of the publication costs, this also applies to other costs that are charged to you when the loan is concluded.

Up-front fee: one-off amount that is deducted from the payment of the principal.
Periodic fee: is paid as part of the Monthly amounts.

- Annuity investment

One-off up-front fee from:

1.5% of the amount invested

0.085% per month on the amount invested

The total success fee is deducted from the principal payment

Possible turnaround time 6 - 120 months

- Growth investment

One-off up-front fee from:

1.5% of the amount invested

0.085% per month on the amount invested

The total success fee is deducted from the principal payment

Possible lead time 6 - 78 months, of which a grace period of a minimum of 3 months and a maximum of 18 months

- Interest-only investment

One-off up-front fee consisting of 0.5% per month to maturity (with a maximum of 5%) on the amount invested. This is deducted from the principal payment

Possible lead time 3 - 60 months

- Flex investment

One-off up-front fee from:

1.5% on the loan amount

0.085% per month on the amount invested

The total success fee is deducted from the principal payment

Possible turnaround time 6 - 120 months

- Real estate investment

One-off up-front fee of 2.9% on the amount invested. This is deducted from the principal payment

In addition, a periodic fee of 0.025% on the initial amount invested per month. This is paid as part of the monthly amounts

Possible turnaround time 6 - 120 months

- Sustainable real estate investment

One-off up-front fee of 2.5% on the amount invested. This is deducted from the principal payment

In addition, a periodic fee of 0.025% on the initial amount invested per month. This is paid as part of the monthly amounts

Possible turnaround time 6 - 120 months

N.B. For investment applications from € 250,000.00, customized rates are negotiable based on a defensive risk profile and additional securities.

OTHER COSTS AND SPECIAL SITUATIONS

Costs that you incur to realize the investment - including costs incurred by third parties for appraisal, establishing security rights, taking out insurance and external advice - are for your own account. This also applies to the costs for drawing up the corresponding contracts for your project, the costs for this are € 400.